Loan Rates

Description Fixed APR Var. APR Term
Auto-Motorcycle-RV-Watercraft

A+

Equifax Score of 730 or higher

1.99% - 4.00% 24-120 Months, up to 100% financing

A

Equifax Score of 680-729

1.99% - 4.00% 24-120 Months, up to 100% financing

B

Equifax Score of 640-679

2.99% - 4.50% 24-120 Months, up to 100% financing

C

Equifax Score of 600-639

5.00% - 7.0% 24-84 Months, up to 90% financing

D

Equifax Score of 550-599

13.50%-15.50% 24-60 Months, up to 80% financing

E

Equifax Score of 549 and below

16.00% - 16.75% 24-48 Months, up to 70% financing
Unsecured

A+

Equifax Score of 730 or higher

7.00% Up to 60 Months, Legal Limit *Call for details

A

Equifax score of 680-729

7.00% Up to 60 Months, Legal Limit *Call for details

B

Equifax Score of 640-679

9.00% Up to 60 Months, $20,000 Maximum

C

Equifax Score of 600-639

11.00% Up to 60 Months, $10,000 Maximum

D

Equifax Score of 550-599

17.00% Up to 36 Months, $5,000 Maximum

E

Equifax Score of 549 and below

18.00% Up to 36 months, $2,500 maximum
Overdraft Line of Credit
18.00%
Share Secured

d

3.90%
VISA Classic Credit Card

d*restrictions apply

8.99%-12.99%
Home Equity Lines of Credit

Variable Rate

$5,000 Minimum Loan Amount, $150 Minimum Monthly Payment, 90% Maximum

5.00%-18.00%
APR=Annual Percentage Rate. Rates Subject To Change Without Notice.