Loan Rates
| Description | Fixed APR | Var. APR | Term |
|---|---|---|---|
| Auto-Motorcycle-RV-Watercraft | |||
|
A+ Equifax Score of 730 or higher |
5.00% - 11.00% | 24-120 Months, up to 125% financing | |
|
A Equifax Score of 680-729 |
5.80% - 12.00% | 24-120 Months, up to 125% financing | |
|
B Equifax Score of 640-679 |
7.30% 13.00% | 24-120 Months, up to 125% financing | |
|
C Equifax Score of 600-639 |
12.00% - 13.00% | 24-72 Months, up to 90% financing | |
|
D Equifax Score of 550-599 |
18.00% | 24-60 Months, up to 80% financing | |
|
E Equifax Score of 549 and below |
18.00% | 24-60 Months, up to 80% financing | |
| Unsecured | |||
|
A+ Equifax Score of 730 or higher |
11.50% | Up to 60 Months, Legal Limit *Call for details | |
|
A Equifax score of 680-729 |
11.50% | Up to 60 Months, Legal Limit *Call for details | |
|
B Equifax Score of 640-679 |
12.50% | Up to 60 Months, $20,000 Maximum | |
|
C Equifax Score of 600-639 |
18.00% | Up to 60 Months, $10,000 Maximum | |
|
D Equifax Score of 550-599 |
18.00% | Up to 36 Months, $5,000 Maximum | |
|
E Equifax Score of 549 and below |
18.00% | Up to 36 months, $2,500 maximum | |
| Overdraft Line of Credit | |||
| 18.00% | |||
| Share Secured | |||
|
d |
3.90% | ||
| VISA Classic Credit Card | |||
|
d*restrictions apply |
8.99%-12.99% | ||
| Home Equity Lines of Credit | |||
|
$5,000 Minimum Loan Amount, $150 Minimum Monthly Payment, 90% Maximum |
5.00%-18.00% | ||
| APR=Annual Percentage Rate. Rates Subject To Change Without Notice. | |||
