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How To Join

Any person that lives, works, worships or goes to school in the Roanoke area may be eligible to become a member of FedStar FCU.  Simply complete a membership application, provide a government issued photo ID, and deposit $5 in a regular share account.  Use our SWITCH KIT to make the process easier.

Lifetime Membership

Once a member always a member!  Changes in associations, occupation or residence will not affect your membership status. 

Regular Share Account

An initial deposit of $5 into your regular share account represents your ownership of the FedStar Federal Credit Union.  Our regular share account pays a monthly dividend. 

Share Draft Account

Enjoy truly FREE checking with NO MINIMUM BALANCE and NO MONTHLY FEES!!  Our share draft accounts include these convenient services-

  • Unlimited check writing
  • Real time online banking
  • MASTERCARD debit cards for purchases and access to over 4,000 ATMs without a surcharge


We offer several loan products to meet every borrower's needs.  See our Loan Rates page to view our current rates!






FedStar Federal Credit Union is a full service, member owned, not for profit financial

cooperative managed by a democratically elected board of directors and governed by the
National Credit Union Administration (www.ncua.gov). Shares are insured by the NCUSIF
for at least $250,000.
Protecting Children's Privacy Online
The site is not directed to individuals under the age of thirteen (13), and we request that these individuals do not provide personal information through the site.  We do not knowingly collect information from children under 13 without parental consent.  For more information about the Children's Online Privacy Protection Act (COPPA), visit the Federal Trade Commission website.